Personal finance is unique to each person’s situation. If you can apply the best practices to your life, you will be successful with your money.

What is an Estate Plan? Everything You Need to Know

Most people don't like to think about death, but the fact is, we're all going to die. And since we're working our way to becoming financial black belts,  creating an estate plan should be essential. Things can get pretty chaotic when someone passes and leaves behind a large estate. Don't leave it to your loved ones (or worse, the [...]

May 29th, 2019|0 Comments

A Look Inside My Wallet – My Financial Weapons of Choice

When I first created this blog, I decided it would be about my journey to reaching a million dollar net worth. Instead of just writing personal finance advice, I figured it would be more interesting and useful for you - the reader, to share my actual numbers and document everything I’m doing to raise my net worth. It hasn’t [...]

May 24th, 2019|4 Comments

Why I’m Using Credit Cards When I Could Pay Cash

If you’re on my email list, you know I recently sent out an email promoting a new credit card offer. One of the readers didn’t like this and informed me that they were very disappointed and would be unsubscribing. Looking back on the situation, I kinda understand. You signed up to the newsletter to keep up with my story [...]

March 26th, 2019|0 Comments

How to Calculate Your Net Worth

Have you ever wondered what your net worth is but don’t know how to calculate it? Putting it as simply as possible, your net worth is what you own (assets) - minus what you owe (liabilities). Tracking your net worth is a great first step in planning for your financial future. When you know your current numbers, you know [...]

February 22nd, 2019|0 Comments

How Martial Arts Benefits My Finances

If you’re trying to save as much money as possible, you probably don’t want to add extra curricular activities to your schedule. Especially ones that you have to pay for. I have spent a good amount of money on martial arts and haven’t earned anything from it yet.   I would agree that doing the math makes martial arts [...]

December 12th, 2018|0 Comments

10 Things That are Hurting Your Financial Future

  One second from now is a place we have never been. The future could bring tragedy or happiness. We don’t tend to think about the future very much especially with all the distractions we have in modern society. It’s time to change that though. You can control your future to some degree if you start making changes in [...]

September 17th, 2018|2 Comments

Why I’m Going Back to College

  Since I started going to college in 2014, I’ve developed a bit of a love-hate relationship with it. I love learning new things and the information I’ve been exposed to has certainly benefited me in many ways. I'm not very fond of how the classes are structured though. I don’t think colleges should make all the classes the [...]

August 28th, 2018|4 Comments

Become a Millionaire With: Minimalism

Ever since I started my journey towards financial independence, I’ve noticed a lot of people talking about minimalism. Basically, the idea behind minimalism is to cut ties with as many of your physical possessions as possible. The more clutter you have, the more cluttered your mind will be. Your brain has to process information each time you look at [...]

July 13th, 2018|10 Comments

Top 10 Blogs For Becoming A Millionaire

Blogs have become a powerful thing over the past decade. I’ve been googling things and gaining information from blogs since I was a young teenager. While you can’t believe everything on the internet, there are a lot of people out there that are honest and truly just want to share information to help people. Good blogs are filled with [...]

May 29th, 2018|2 Comments

Should You Listen To Dave Ramsey?

A couple of years ago, I was in the process of buying my first house and marrying my fiance. I was going through a lot of life changes and making some huge financial decisions. I felt like I’ve always been somewhat good with handling money but wasn’t doing the best I could by any means. I knew I needed [...]

May 18th, 2018|2 Comments