A good martial artist knows that having an arsenal of weapons is a great way to ensure winning a fight. Just like in martial arts, it’s important to equip yourself with the right tools for financial success. On this page, I’ll do my best to provide the best products that I’ve used and have found value in. Some of the links are affiliate links which means I’ll get a small commission if you make a purchase by going through the link. You’ll be helping out the blog if you do this so thanks for that!
Vanguard is my favorite way to invest in the stock market. With some of the lowest fees out there, you can be sure you’re paying the least amount possible to have your assets managed. I suggest putting all of your money in the Vanguard Total Stock Market Index Fund if you”re just starting out.
M1 Finance allows you to trade any stock/bond ETF free of charge, as well as free portfolio automation and rebalancing. I personally just throw all of my investments into Vanguard funds, but you may get some value from this app if you are more of an active investor.
Net worth tracking
Personal Capitol is a net worth tracker that I’ve been using and love! You link all your financial and loan accounts (if you have any) and it shows your exact net worth. Using a net worth tracker is a great way to motivate yourself to earn more and spend less!
Every Dollar is the budgeting app I’ve been using for the past 2 years and I have yet to find anything else as easy to use. Budgeting gets a lot of mixed reviews but I’ve found that tracking my income and spending habits has really helped me build wealth quicker. There’s a free and paid version of the app and you’ll have to manually punch in your expenses if you go with the free version. Although Dave Ramsey hates credit cards, you can still link them to your Every Dollar account if you use the paid version.
I started this blog using BlueHost for my hosting service but have recently switched to SiteGround. The switch was super easy and I’ve seen a significant increase in how quickly my pages load since switching. To get started with SiteGround, click this link and then click “get started” on the web hosting option. I’m currently using the “StartUp” plan and have been pleased with it so far.
Travel Hacking/Credit cards
I used to not use credit cards, but now I’ve realized how great the rewards can be! If you want to travel for cheap or just want to earn cash back, you can earn great rewards just by using credit cards for purchases you’re going to make anyways. I’m currently just piling up credit card rewards for travel but last year I got $800 cashback from one card in 3 months! And I could’ve used those points even further had I used them for travel! Chase rewards points are some of the most flexible, so I recommend starting with them. You can check out cards on this page.